Credit Cards

Chase Disney Visa 2022 Review – Forbes Advisor

· The Chase Disney Visa Card is a no-annual-fee card with basic rewards and unique perks for Disney fans, but it's not the best choice for 

The Chase Disney Visa Card is like Cinderella’s glass slipper—it’s not a good fit for everyone. Because of its poor rewards structure and the limited redemption options, almost any other rewards credit card is a better option for everyday spending. Let’s take a look at some more lucrative alternatives for all your Disney needs.

Disney® Visa® Card* vs. Disney® Premier Visa® Card*

Chase issues two Disney credit cards: the Disney Visa Card and the Disney Premier Visa Card. How are the cards different?

For starters, the welcome bonus on the Disney Premier Card is more lucrative: $300 statement credit after spending $1,000 on purchases in the first 3 months from account opening. The Disney Premier Card also comes with a more lucrative rewards program of 5% in Disney Rewards Dollars on card purchases made directly at, or, 2% on card purchases at gas stations, grocery stores, restaurants and most Disney locations. Plus, earn 1% on all other card purchases. But note the card charges an annual fee of $49.

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The most notable difference between the two cards is how rewards can be redeemed. In addition to the options for using Disney Rewards Dollars offered by the Disney Visa Card, you can also redeem rewards toward airline tickets when using the Disney Premier Visa Card.

If you make at least $2,500 in purchases per year in purchases that earn 2% back, you’ll earn enough in rewards to recoup the Disney Premier Visa’s annual fee.

However, if neither of these Disney credit cards seems to fit your needs, there’s another option with similar perks for no cost—the Disney debit card, which can be acquired by opening a Chase checking account. The debit card grants the same 10% discount on merchandise, the same photo opportunities with beloved characters and perhaps most importantly the same ability to choose card designs so you can show your Disney spirit.

Disney® Visa® Card* vs. Citi® Double Cash Card

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Another more flexible and rewarding credit card for cash-back lovers is the Citi® Double Cash Card which earns an 2% cash back on all purchases—1% when purchases are made and another 1% when they’re paid off.

This means that the net earnings on the Citi Double Cash Card double those on the Disney Visa Card. Plus, the rewards earned with the Double Cash can be redeemed in a variety of ways that many consumers will likely find more useful than Disney Rewards Dollars.

The Double Cash earns Citi ThankYou points, which can be redeemed as cash back to a bank account, a statement credit against your balance, for gift cards from a variety of retailers or to shop with points at participating online merchants or transferred to Citi’s airline and hotel partners. When it comes to earning cash back without paying an annual fee, the Citi Double Cash Card is hard to beat.

Disney® Visa® Card* vs. Hotel Credit Cards

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If you’re curious how co-branded hotel cards could be a better alternative, hear us out. It’s likely that your ultimate goal in seeking out Disney rewards is getting a discount on a trip to Disneyland or Disney World, and you can use hotel rewards to score some inexpensive nights.

On the West Coast, a Marriott-branded card might help you save on your next Disneyland vacation. Marriott has 13 properties within a mile of Disneyland—meaning a card such as the $95-annual-fee Marriott Bonvoy Boundless® Credit Card, with its annual free night certificate (for stays valued at 35,000 points or fewer), could be the right choice for your wallet.

If your Disney Dreams are sending you to Florida, you won’t do better than the Hilton Honors Aspire Card from American Express*. Forbes Advisor has an entire post advising on how to pick the best credit card for your next Disney trip, but without going down the rabbit hole we’ll just tell you that the Hilton Aspire can snag you up to a week’s stay at a Disney World hotel just for owning the card.

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